2026 Passive Benefits Open Enrollment
10/20 - 10/31
IMPORTANT!
If you enroll online in UKG, remember to click the Submit button. Your enrollment is not complete until you hit "Submit."
Enrollment ends in
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This is your once-a-year opportunity to enroll or make changes to your benefits. It’s never too early to begin thinking about your benefit choices.
See below for more videos.
Important:
Happy with your benefits? You may not need to participate*
*The only exception is if you have the 6500 HSA medical plan and you are contributing to your Health Savings Account, then you need to make a new election for 2026. If you don’t have the 6500 HSA medical plan, or have it but don’t want to contribute, then all will carry over in 2026 without participation.
Enroll by phone
Ask questions, get help deciding and enrolling with a helpful, professional Benefit Coach!
Reserve in advance for the best choice of dates/times!
Phone appointments are now full. Please go online to complete your enrollment before midnight on 10/31/25. If you have an existing phone appointment, please DO NOT MISS YOUR CALL as you will not be able to reschedule.
Enroll online
If you want to review benefits online and enroll yourself, click below to enroll 24/7.
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Log into UKG - Company Access Code is xk001
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Note, you cannot complete this on the App (must be through the website). If you are unable to log into UKG please call the HR Hotline at 1-877-418-5111 for assistance.
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Username is your email address (same as UKG Pro app)
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Password – same password used for the UKG Pro app
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Once logged in, click on Open Enrollment section on the left.
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Make sure to read everything. Links to our Benefits Guides and Brainshark are on the first page and also great to review.
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You will need your dependents/beneficiary’s SSN, DOB, and gender. You cannot complete your enrollment without this information. You won’t be able to select EE+SP, or EE+CH, or FAMILY coverage without entering all dependent/beneficiary information first.
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There are important notes at the top of every section and summaries of benefits on the right side. Please review all before making your elections.
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If it doesn’t allow you to submit your enrollment, review the top left hand side and complete what it says is missing. Your enrollment will not be complete until you successfully submit it.
Be enrollment ready!
The Benefit Coach will:
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Verify some personal information
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Review the available benefits & costs
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Answer your questions
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Enroll or waive the benefits you choose
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Review a summary of your benefits and deductions
Click below to view the Benefit Guide
Click below to view XKIG's Benefits Website
Click below to view the 2026 Benefits Presentation
All current benefit elections (except HSA contribution amount) will roll over automatically. However, all employees are strongly encouraged to participate in Open Enrollment to review their future coverage.
High Deductible Health Plan (HDHP)
Anthem HSA 6500 PPO
Preferred Provider Organization (PPO)
Anthem 5000 PPO or Anthem 2000 PPO
HDHP vs. PPO
Benefit key terms explained
How to stretch your healthcare dollars
Think about a plan's deductible and copays, not just the premium
In addition to a plan’s monthly premium, the out-of-pocket costs you pay when you use services have a big impact on your total health care spending.
Your total costs for the year include your plan’s:
- Monthly premium x 12 months: The amount you pay to your insurance company each month to have health insurance.
- Deductible: How much you have to spend for covered health services before your insurance company pays anything (except free preventive services)
- Copayments and coinsurance: Payments you make to your health care provider each time you get care, like $20 for a doctor visit or 30% of hospital charges.
- Out-of-pocket maximum: The most you have to spend for covered services in a year. After you reach this amount, the insurance company pays 100% for covered services.
Accident
Critical Illness
Hospital Indemnity
